Free comparison worksheet
Quote cost calculator
Compare annual premiums, policy fees, and installment charges across three proposals. Your entries remain in your browser and are not submitted to us.
Quote A
Estimated first-year total$0.00
Quote B
Estimated first-year total$0.00
Quote C
Estimated first-year total$0.00
Important: A lower total does not mean better protection. Before choosing, match limits, deductibles, forms, endorsements, exclusions, insurer, and payment terms. This worksheet performs arithmetic only and is not an insurance recommendation.
How to use this worksheet
Enter the annual premium shown on each proposal, any policy or broker fees, the number of scheduled payments, and the fee charged after the first payment. The result estimates first-year payment cost; it does not calculate the cost of uncovered losses or differences in protection.
Make the policies comparable first
- Named insured and policy period
- Coverage forms and effective dates
- Per-occurrence and aggregate limits
- Deductibles or self-insured retentions
- Endorsements, exclusions, and sublimits
- Taxes, fees, audits, and cancellation terms